Mortgage calculators

Estimate the mortgage numbers that shape a buying, refinance, or payoff decision.

Start with a calculator, then use the related guides to understand what the result means and what to verify before relying on it.

Payment calculator Mortgage Payment Calculator

Estimate a monthly mortgage payment with principal, interest, property taxes, homeowners insurance, PMI, and HOA dues.

Affordability calculator Mortgage Affordability Calculator

Estimate an affordable home price using income, debts, cash available, debt-to-income target, interest rate, and loan term.

Refinance calculator Refinance Break-Even Calculator

Estimate monthly refinance savings, break-even months, and term tradeoffs from current loan terms, new rate, new term, and closing costs.

Extra payment calculator Extra Mortgage Payment Calculator

Estimate how extra monthly principal payments may reduce mortgage interest and shorten the payoff timeline.

Buy vs. rent calculator Buy vs. Rent Calculator

Compare buying and renting assumptions using home price, monthly rent, appreciation, rent growth, maintenance, taxes, insurance, and selling costs.